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5 Providers of the Best Home Insurance in Edmonton

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5 Providers of the Best Home Insurance in Edmonton

Looking for home insurance you can trust? In this article, we list down the providers that we think offer the best solutions at the moment. 

How We Picked The Top Home Insurance Providers in Edmonton

Accessibility: We picked those that are easily reachable and accessible in all aspects. We looked into how intuitive their websites are, their operating hours, and if customer service channels are responsive should any concerns arise. 
Expertise: We picked brokers with extensive experience, qualified staff,  and a strong reputation for good service. We only want to give you the best of the best. 
Professionalism: We also ensured that the employees and staff were friendly and easy to work with. We know that dealing with insurance will usually require a significant back and forth, so we picked those that are communicative and professional. 
Client Satisfaction: Lastly, we checked client feedback to see how well they treat their customers. This will give us specific insight into the customer journey and experience. 

1. Cornerstone Insurance Brokers Ltd

cornerstone-insurance-brokers-ltd
TitleInfo
WEBSITEhttps://www.cornerstoneins.ca/
ADDRESS 10520 178 St NW #201, Edmonton, AB T5S 2J1, Canada
CONTACT DETAILS+1 780-489-8080
OPERATING HOURSMonday-Friday (8:30 AM-4:30 PM); Closed on weekends
1. ACCESSIBILITY★★★★☆ (4/5)
        1.1 Responsiveness★★★★★ (5/5)
        1.2 Operating Hours ★★★☆☆ (3/5)
2. EXPERTISE★★★★☆ (4/5)
        2.1 Efficiency★★★★☆ (4/5)
        2.2 Years of experience★★★★☆ (4/5)
3. PROFESSIONALISM★★★★☆ (4/5)
4. CLIENT SATISFACTION★★★★☆ (4/5)

Cornerstone Insurance Brokers Ltd has been around for 90 years and four generations. It’s a family and employee-owned business that built a strong reputation as insurance brokers in Edmonton. 

After trying their services, we were not surprised that they’re one of the most trusted providers of home insurance. For one, their customer service is superb. 

They have 24/7 customer support and an easy-to-use application you can download to view and change policies, submit a claim, or print a pink card. 

Since they don’t technically sell insurance but purchase it and arrange everything for you instead, they seem to have their clients’ interests at heart. Transactions are legitimate, and secure, and the process is streamlined and organized. 

They’re also very communicative, so you don’t need to stress yourself about getting updates because they do so regularly. Their brokers are all licensed and qualified, and they uphold strict standards when it comes to service. 

They really match you to a policy that fits your needs and help you find the best deal. They’re connected to a wide range of insurance companies and have a firm grasp of the market. 

Plus, they do deep research about your home, such as the location of the property, and its rebuild cost, among other things. These factors help them determine the coverage you need and your premiums – they’ll make sure to take your budget and needs into consideration. 

They even have ways to lower premiums, which we like. Speaking of budgets, we also saw that they offer alarm discounts, gated community discounts, loyalty discounts, etc. 

They even offer discounts if you avail of other kinds of insurance under them like a car, life, and commercial insurance. 

Aside from those kinds, they also have condo, tenant, rental property, and vacation home insurance. 

Pros

  • Been around for 90 years in Edmonton 
  • Transactions are legitimate, secure, and organized 
  • Communicative brokers 
  • Offers discounts related to home insurance 
  • Takes your budget into consideration 
  • Has 24/7 support and an app 

Cons

  • Closes early during the week 
  • Insurance options not as extensive as that of competitors

Client Reviews

They make everything to do with insurance quick, easy and absolutely painless.

We’ve been working with Cornerstone for over 25 years and recommend them to everyone looking for an amazing insurance broker. We use them for everything from our home and auto insurance to our commercial business insurance.The people who work there have always been incredibly friendly and always do their best to make sure we are taken care of. They make everything to do with insurance quick, easy and absolutely painless. Truly 5 star service 100%.Also, thank you to James for being our commercial insurance agent for so many years, you’re always pleasant to work with and always super quick to respond to our sudden questions and needs. I can’t think of one negative thing to say. -Su M. 

Understands how to provide the best possible policy for any and all unique circumstances

Wonderful and friendly customer service! We have been customers of cornerstone Insurance for over 20 years now. Joyce has always listened to our needs and provides exactly what we need for our vehicle and home owner insurance coverage. She understands how to provide the best possible policy for any and all unique circumstances. Great flexibility and value. Cornerstone is also very invested in the Edmonton community – especially in regards to supporting small businesses and charities. A total win-win!! -Carolyn K. 

2. Armour Insurance, Car, Home, Business, Farm & Life, Edmonton

armour-insurance-car-home-business-farm-life-edmonton
TitleInfo
WEBSITEhttps://www.armourinsurance.ca/
ADDRESS 5750 75 Street NW, Edmonton, AB T6E 5X6, Canada 
CONTACT DETAILS+1 780-475-0959
OPERATING HOURS Monday-Friday (8:30 AM-4:30 PM); Closed on weekends 
1. ACCESSIBILITY★★★★☆ (4/5)
        1.1 Responsiveness★★★★★ (5/5)
        1.2 Operating Hours ★★★☆☆ (3/5)
2. EXPERTISE★★★★☆ (4/5)
        2.1 Efficiency★★★★☆ (4/5)
        2.2 Years of experience★★★★☆ (4/5)
3. PROFESSIONALISM★★★★☆ (4/5)
4. CLIENT SATISFACTION★★★★☆ (4/5)

Another great option in Edmonton is Armour Insurance. They’re a full-service brokerage with access to a wide range of insurance providers. 

From our experience, they’re very skilled in ensuring you get the most bang for your buck. We like that their customer service is satisfactory. 

They have a strong relationship with their clients and have effective claim processes, which is one of their strong points. 

They even have an application where you can easily track and review policies and coverages, make changes to drivers, report auto claims easily, track claims, and even view brokers’ information easily. It’s easily downloadable. 

We think they have one of the more advanced apps available than competitors. We like how sleek and intuitive everything is. 

Even if you use their online forms, they get back to you quickly. We like that they’re very communicative. 

You can even get a quote from them instantly for home and car insurance. They don’t have that option for other categories, though – you’ll have to request a quote from them by calling or messaging them. 

Personally, we’re amazed at how many categories of insurance they offer. Aside from home and condo insurance, they have a wide range of car, commercial, life, critical illness, and group insurance. 

We did notice, however, that they don’t offer rental property or tenant insurance. So that’s something to consider. 

One other thing we like about them is they have an automatic annual policy review. This makes keeping on top of your policies easy. 

Pros

  • Automatic annual policy review 
  • Wide range of insurance categories available 
  • Very advanced application that makes tracking so easy 
  • Satisfactory customer service 
  • Organized claim processes

Cons

  • No rental or tenant insurance
  • Doesn’t give a lot of discounts 
  • No instant quotes for other categories; just for home and car insurance

Client Reviews

Communication was prompt and seamless

Highly recommend Armour Insurance, specifically working with Joanne Veroba.I called her at the 11th hour of my first house purchase where everything up to that point had been a hassle with banks and lenders. Not only did she provide me a reasonable quote and was great to speak with over the phone, she worked tirelessly to meet my ridiculously tight deadline. Her communication was prompt and seamless AND she took the time adjust our new vehicle/home policy to save us hundreds of dollars. Professional, effective and a great communicator. -Ashley S. 

Helped me a lot and gave me an amazing deal

I had a very hard time getting insurance with other insurance companies but Armour insurance helped me a lot and gave me an amazing deal! The best insurance I’ve been with so far. Allise was such a big help and got everything set up for me very quickly. -Keshay D.C. 

3. Sharp Insurance

sharp-insurance
TitleInfo
WEBSITEhttps://sharpinsurance.ca/
ADDRESS 10060 Jasper Avenue Scotia 1, Edmonton, AB T5J 3R8, Canada
CONTACT DETAILS+1 780-809-2602
OPERATING HOURSMonday-Friday (8:30 AM-5:00 PM); Closed on weekends
1. ACCESSIBILITY★★★★☆ (4/5)
        1.1 Responsiveness★★★★☆ (4/5)
        1.2 Operating Hours ★★★★☆ (4/5)
2. EXPERTISE★★★★☆ (4/5)
        2.1 Efficiency★★★★☆ (4/5)
        2.2 Years of experience★★★★☆ (4/5)
3. PROFESSIONALISM★★★★☆ (4/5)
4. CLIENT SATISFACTION★★★★☆ (4/5)

Sharp Insurance is an independent insurance brokerage that we can vouch for. They have proven results and extensive experience with multiple markets to give their clients a broad range of offerings. 

Based on our experience, their prices are reasonable, and they have comprehensive coverage. Plus, they have amazing customer support. 

In case you need assistance, they have a call center with multilingual staff ready to help you that’s open for extended hours, six days every week. 

They also have an omnichannel service that makes the whole process over the phone, via email or in person cohesive and seamless. They also have a running application where you can track and manage policies and payments. 

Plus, you get a loyalty e-card you can use for discounts from loyalty program vendors. These efforts show us that they really go above and beyond for their clients. 

As for their offerings,  they offer three kinds of property insurance: home, condo, and tenant insurance. 

You can get insurance not just in Edmonton, but in most of Alberta and Ontario. So if you’re searching for a brokerage with wider reach, they might be a good option for you. 

They also offer car, recreation, and business insurance. Their categories aren’t as extensive as their competitors, we noticed. 

So that’s something you’ll have to consider. They don’t have life and critical illness insurance, for example. 

Still, if you’re solely looking for home insurance we think that they’re worth looking into. 

Pros

  • Wider reach and market 
  • Omnichannel service for seamless communication
  • Call center available for immediate concerns 
  • Easy to use application that comes with loyalty card 
  • Offers recreation insurance, which sets them apart 

Cons

  • Categories for insurance aren’t as extensive as competitors
  • No life insurance available 

Client Reviews 

Gone above and beyond to help me with both my home and auto insurance needs

Kyle Lihaven and the Sharp Customer Experience Team have gone above and beyond to help me with both my home and auto insurance needs. Kyle delivered honesty, a strong work ethic, and superior customer service skills. I will continue being a loyal Sharp customer! Thanks guys. -Brenda L. 

Very knowledgeable and professional

Simran helped us with our home/auto insurance. She is very knowledgeable and professional. She was very helpful and answered all the questions we had and provided all the information we needed.I would highly recommend working with her if you’re looking for insurance.

Thank you Simran Bath and Sharp insurance! -Trisha

4. ARC Insurance Brokers – South

arc-insurance-brokers-south
TitleInfo
WEBSITEhttps://www.arcinsurance.ca/
ADDRESS 3596 Allan Dr SW, Edmonton, AB T6W 3G9, Canada
CONTACT DETAILS+1 780-244-5050
OPERATING HOURS Monday-Friday (8:30 AM-4:30 PM); Closed on weekends 
1. ACCESSIBILITY★★★☆☆(3/5)
        1.1 Responsiveness★★★☆☆(3/5)
        1.2 Operating Hours ★★★☆☆(3/5)
2. EXPERTISE★★★★☆ (4/5)
        2.1 Efficiency★★★★★ (5/5)
        2.2 Years of experience★★★☆☆(3/5)
3. PROFESSIONALISM★★★★☆ (4/5)
4. CLIENT SATISFACTION★★★★☆ (4/5)

ARC Insurance Brokers is another great brokerage, based on our experience. They are known for consistently proven results and organized processes since they opened in 2013. 

Although they are smaller and younger than most of the companies on this list, we still thought they were worth mentioning because of their personalized approach to doing things. 

Personally, we like how hands-on they are when dealing with their clients. From the get-go, they explained everything we needed to know and answered any pressing questions promptly. 

They offer home, condo, and renter and tenant insurance. Aside from that, they also have auto and business insurance. 

We do wish they had more categories available, like life insurance, for example. 

Despite them not being a one-stop shop for all your insurance needs, they’re very competent at what they do offer. So we think they’re still a great brokerage to check out, especially if you’re looking for good deals on bundled home and auto insurance. 

Their home insurance has comprehensive coverage, based on our experience. It’s also easy to talk to their brokers and they help you to get the best deal possible. 

We like how streamlined their claims process is, with 24/7 contacts available in case any issues arise. We do wish they have an application developed like other companies for faster tracking of claims, however. 

Pros

  • Personal touch 
  • Hands-on and communicative brokers 
  • Has renter and tenant insurance aside from usual home and condo insurance 
  • Comprehensive coverage 
  • 24/7 claims support 

Cons

  • No app 
  • Fewer categories of insurance available 

Client Reviews

So easy to talk to and get in touch with

I highly recommend working with Boaz from ARC Insurance! Not only is he incredibly knowledgeable in the industry, he also provides exceptional customer service in a timely matter. I appreciate all the advice he’s given me and I trust his expertise. He is so easy to talk to and get in touch with, which I highly value & appreciate. I recommend him to all my family & friends! -Sabina S. 

Arc Insurance really does put customers first

I am thoroughly satisfied with Arc Insurance Brokers customer services,  policy options and premiums, and payment options. The rep, Sunny, treated me exceptionally well, all I had to do was answer my phone. Arc Insurance really does put customers first. – Verna A. 

5. Capital Insurance Brokers

capital-insurance-brokers
TitleInfo
WEBSITEhttps://www.capitalinsurancebrokers.com/?utm_source=gmb&utm_medium=organic&utm_campaign=capital-main
ADDRESS 13141 156 St NW, Edmonton, AB T5V 1V2, Canada
CONTACT DETAILS+1 780-476-1600
OPERATING HOURS Monday-Friday (8:30 AM-4:30 PM); Closed on weekends 
1. ACCESSIBILITY★★★☆☆(3/5)
        1.1 Responsiveness★★★☆☆(3/5)
        1.2 Operating Hours ★★★☆☆(3/5)
2. EXPERTISE★★★★☆ (4/5)
        2.1 Efficiency★★★★★ (5/5)
        2.2 Years of experience★★★☆☆(3/5)
3. PROFESSIONALISM★★★★☆ (4/5)
4. CLIENT SATISFACTION★★★★☆ (4/5)

Last but not least, Capital Insurance Brokers caught our eye because of their excellent reviews and proven results. Ever since it started in 2005, they have become one of the most trusted brokerages for insurance because of their relationship-centered approach. 

We never felt like the whole interaction was just a transaction. They take time to get to know your personal needs, budget, and goals. 

All their brokers are easy to talk to, polite, and very professional. They also make sure to update you regularly. 

We think they’re a good find if you’re looking for a smaller brokerage handling your insurance. They don’t have call centers of 24/7 chat support, but they have direct email, line, and voicemail so you can talk with them if you have concerns. 

They don’t have an application like their competitors, though. So if that’s something you’re particular about, then it might be best to check the other ones on this list that offer that. 

We do like that they offer a wide range of categories of insurance. Aside from home, condo, renter,  and auto insurance, they offer life, commercial, and recreational insurance. 

We like that they have coverage even for niche interests and properties such as recreational vehicles. They’re an all-around place to get different kinds of insurance. 

Aside from their broad range of offerings, we like that they offer custom plans. For home insurance in particular, we like that you can tailor the insurance plan depending on the coverage you need. 

Aside from basic coverage, you can enhance it further by getting identity theft protection, guaranteed replacement, additional personal property, or water damage insurance. 

Overall, we think they’re reliable, efficient, and definitely worth a spot on our list. 

Pros

  • Relationship-centered approach
  • Focused and hands-on brokers 
  • Wide range of insurance categories available, even for niche ones 
  • Custom plans for home insurance available

Cons

  • No app
  • No 24/7 customer support channels

Client Reviews

Beyond wonderful in helping us get a complicated set of policies set up and in place

Highly recommend contacting this branch. We called so many brokers and insurance companies before finding Julie at Capital Insurance Brokers – wish we had found her first. Julie was beyond wonderful in helping us get a complicated set of policies set up and in place with a very short amount of time. She was SO responsive, extremely helpful & knowledgeable and great to work with. I have never felt this stress free dealing with insurance before. Julie, thank you so much. We appreciate you and everything you have done for us! -Rebecca M. 

Amazing, responsive, made sure we understood the full policy

We’ve been with Capital Insurance since 2013 and have always had the best service. Recently we bought a home and had to add property insurance to our policy. Rory was amazing, responsive, made sure we understood the full policy and answered any questions we’ve had. It’s been a super pleasant experience snd will continue to use Capital for all of our insurance needs. -Felicia

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