Best Personal Loans in Edmonton

The 7 Best Personal Loans in Edmonton

By Noah Murray

Sometimes, a little financial help is what we need to get by. If this is true for you and you need a loan, the best personal loans in Edmonton can help you out.

We went looking for the lenders with the best options. Most of these guys were suggested by locals who needed personal loans in the past and were satisfied by the services given to them.

We sorted out different loan agencies from the ones with the most positive reviews to the ones with the best services. Anyway, let’s check out the top ones now! You might find the ideal lenders in this list:

1.  Smarter.Loans

Smarter Loans Logo
Photo credit: Smarter.Loans
PRODUCTS https://smarter.loans/alberta/edmonton/personal-loans-edmonton/
WEBSITE https://smarter.loans/
ADDRESS 305 – 171 East Liberty Street Toronto, ON, Canada M6K 3P6
CONTACT DETAILS  +1 866-774-9867
OPERATING HOURS Always Open

Smarter Loans is Canada’s online Loan and Financial Directory. What’s good about Smarter Loans is that they take the heavy research out of your hands by providing a list of reputable personal loan providers in Edmonton.

Its easy to find a personal loan in Edmonton with Smarter Loans on your side. All the details of the personal loan providers, such as fees, interest rates, reviews, and more, are visible for easier comparison.

Plus points as well to their loan calculator readily available on the website. You can get a pretty accurate estimate and forecast on your personal loan using the calculator and the details readily available on the website.

Highlights

  • Largest network of personal loan providers in Canada
  • Secured and unsecured personal loans
  • Apply online in minutes
  • Easy approval requirements and can be done online
  • Other financial services are also available on the website
  • Pre-apply section is straightforward and easy-to-use
  • Fast loan processing and easy approvals
  • Perfect to catch up on bills and expenses
  • Comprehensive personal loan calculator available

Customer Reviews

“I’ve spent a fair amount of time browsing the Smarter Loans website and can honestly say that it’s one of the best lending websites out there today. Smarter Loans isn’t just a loan directory. Canadians have the ability to educate themselves about a wide variety of financial topics explained by industry experts and financial writers.”

“I’ve used Smarter Loans on 2 separate occasions. Once to pay off my bills and another time for some emergency expenses. I got funded by 2 different companies from the website and my experience was great! I appreciate the help.”

2.  Blue Copper Capital

Blue Copper Capital's Logo
(Source:Blue Copper Capital)
BEST FOR  Loans
PRODUCTS https://paydayloansedmonton.bluecoppercapital.com/personal-loans/
WEBSITE https://paydayloansedmonton.bluecoppercapital.com/
ADDRESS 4012 118 Ave Edmonton, AB, T5W 1A1
CONTACT DETAILS 780-918-4925
OPERATING HOURS N/A

First on our list of the lenders offering the best personal loans in Edmonton is Blue Copper Capital. Since 2006, they’ve focused on providing ethical loans to locals in Edmonton.

They offer different types of loans such as payday loans, business loans, Moneygram, and the like. Their personal loans range from $1,000 to $100,000 and have been used to cover everything in between, from travel and home renovations to emergency expenses and debt payments.

With personalized and reasonable rates, this marks them as one of the providers of the best personal loans in Edmonton.

Highlights

  • $1,000 – $100,000 loans
  • Great customer care
  • Other loans available

Customer Reviews

A lot of people approve of their services, just see:

I couldn’t have asked for a better experience! Paula was extremely knowledgeable and she’s amazing at her job. Her empathy flooded the room, which is essential for someone in her position. Blue Copper couldn’t ask for a better employee. Thanks for all your help!

—Dylan Gress, Testimonials

Paula is amazing! Professional honest respectful non judgemental and just a really great person. Was a smooth transaction with no hassles. Definitely recommend Blue Copper

—April Gibson, Testimonials

3.  Fairstone

Fairstone's Logo
(Source: Fairstone)
BEST FOR  Loans
PRODUCTS https://www.fairstone.ca/edmonton-loans
WEBSITE https://www.fairstone.ca/
ADDRESS (Multiple locations) https://www.fairstone.ca/edmonton-loans
CONTACT DETAILS (Multiple locations) https://www.fairstone.ca/edmonton-loans
OPERATING HOURS N/A

There are several types of financial services this company can help you with, ranging from personal loans to debt relief and mortgages. Their personal loans are small, medium and secured loans reaching up to $35,000.

Offering good financial advice, they have lending specialists who can look for a quick personal loan that’s most suitable for your needs, based on your lifestyle and budget.

Their well-informed advice and easy sign-up on loans makes them one of the lenders with the best personal loans in Edmonton.

Highlights

  • Fast, personal loans
  • Leading non-bank provider
  • Community support

 

4.  C.A.I. Financial

Clayton Financial's Logo
(Source: Clayton Financial)
BEST FOR  Financial management
PRODUCTS https://caifinancial.ca/edmonton/
WEBSITE https://caifinancial.ca/edmonton/
ADDRESS 2607 Ellwood Dr SW, Edmonton, AB T6X 0P7
CONTACT DETAILS 780-757-7795 | [email protected]
OPERATING HOURS

C.A.I. Financial offers mortgages, cheque cashing, title loans, vehicle finance, collateral loans, and Reciprica loans. They’re the only ones in the country offering Reciprica loans, as well as having the lowest rates available.

With them having some of the best personal loans in Edmonton, they’ll be able to help you get back on your feet, or help with sudden, unexpected expenses.

Highlights

  • Member of the Edmonton Chamber of Commerce
  • Client-focused
  • Best Customer Relations Award 2 Years in a row

5.  Direct Loan Canada

Direct Loan Canada's Logo
(Source: Direct Loan Canada)
BEST FOR  Personal Loans
PRODUCTS https://directloancanada.ca
WEBSITE https://directloancanada.ca
ADDRESS N/A
CONTACT DETAILS 1 844-748-5626 | [email protected]
OPERATING HOURS Monday to Friday 9 am to 7 pm (MT)

Direct Loan Canada gives personal loans up to $1500, and has a flexible payment scheme. They pride themselves on being simple, fast and confidential, as well as having a unique method for doing financial analysis.

They base file approvals on your current and future financial profile rather than on your credit history. That can help if your credit history isn’t too strong while your current cash flow or financials are sound.

With their unique solutions for any situation, this makes them a top option for the best personal loans in Edmonton.

Highlights

  • Repayment flexibility
  • Fast deposit
  • Unique analysis

 

6.  LoanAway

LoanAway's Logo
(Source:LoanAway)
BEST FOR  Loans
PRODUCTS https://loanaway.com
WEBSITE https://loanaway.com
ADDRESS N/A
CONTACT DETAILS 1(866)-689-0091 | [email protected]
OPERATING HOURS N/A

LoanAway offers loans for as much as $5000 in a prompt manner, with flexible repayment options ranging from 6-36 months.

They’re an online-only lender, so you don’t have to waltz to the nearest branch to fill out a form — you can do it discreetly, within the privacy of your own home.

They have different types of loans based on your needs. They believe in responsible loaning, yet they give chances for those who have bad credit.

Their flexibility is why they’re one of the lenders with the best personal loans in Edmonton.

Highlights

  • Prompt services
  • Online-only lending

7. Settlement Lenders

BEST FOR  Loans
PRODUCTS Settlement Loans, Inheritance Loans, Lawsuit Loans, Litigation Loans, and Motor Vehicle Accident Loans
WEBSITE https://settlementlenders.com/
Facebook
LinkedIn
Twitter
ADDRESS First Edmonton Place
10665 Jasper Avenue
14th Floor, Edmonton
Alberta T5J 3S9
CONTACT DETAILS Email: [email protected]
Tel: 780-442-7200
Toll-free: 1-866-210-7200
Fax: 780-408-3872
OPERATING HOURS Weekdays: 9:00 AM – 5:00 PM MST
Weekends: Closed

Settlement Lenders has been in business for over 30 years. They focus on providing financial support for people who have suffered a personal injury or are waiting for the proceeds of an inheritance.

It’s common in these cases for legal proceedings to take several months, if not years. Waiting for a claim’s resolution may put you in a fragile financial situation, as you may not be able to work but still must pay for household, medical, and legal costs, as well as other expenses. They can help.

In comparison to other companies, their staff is highly knowledgeable and always focus on helping the client. They can ensure that you are in safe hands for all of your lending needs.

According to some of the testimonials of previous clients, they always share information openly, honestly, and are proactive in their delivery and follow-ups. They also remain fair in all of their relationships and consistently deliver on their promises.

Highlights

  • Friendly staff
  • Professional team
  • Excellent customer service

These institutions offering the best personal loans in Edmonton will help you when sudden, unexpected expenses pop out of nowhere and you’re short in cash.

Are there any great financial planners that we missed, though? Send us a message and we’ll update the article promptly.

And if you ever need someone to help plan your expenses and give you advice regarding your money, head over to our list of the best financial planners in Edmonton to help you with that. This way, you should have all of your financial affairs in order.